Catat Bersama

Catat Bersama

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Terms of Use

Last updated: January 2026

1. Acceptance of Terms

By accessing and using Catat Bersama ("the Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Catat Bersama is a couples' expense tracking application that allows users to record and track shared expenses through a Telegram bot interface and web dashboard. The Service uses AI to parse expense messages and categorize transactions.

3. User Accounts

  • You must provide accurate information when creating an account
  • You are responsible for maintaining the security of your account
  • You must be at least 18 years old to use the Service
  • One person may not maintain more than one account

4. Acceptable Use

You agree to use the Service only for its intended purpose of tracking personal and shared expenses. You may not:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to the Service
  • Interfere with or disrupt the Service
  • Use automated systems to access the Service without permission

5. Data and Content

You retain ownership of any data you enter into the Service. By using the Service, you grant us permission to process your expense data to provide the Service functionality. We will not sell or share your financial data with third parties except as necessary to provide the Service.

6. Family Groups

When you create or join a family group, you agree to share your expense data with other members of that group. You are responsible for only sharing your link code with people you trust.

7. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. The AI-powered expense parsing may occasionally make mistakes in categorizing or extracting amounts.

8. Limitation of Liability

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the past 12 months.

9. Changes to Terms

We may modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms. We will notify users of significant changes via email or through the Service.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time for violation of these terms. You may also delete your account at any time through the settings page.

11. Contact

If you have questions about these Terms of Use, please contact us through our support channels.